Prept Kitchens act as credit intermediaries and offer credit products provided by Klarna Bank AB
Klarna AB Retail Finance
*Credit with Klarna: Credit is provided by Klarna Bank AB. Klarna Bank AB is authorised by the Swedish Financial Supervisory Authority (SFSA), passported into the UK through the Financial Conduct Authority.
Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431.
How to apply
Online (this website) – Please select Finance as your preferred payment method and you will then be redirected to the Klarna Retail website to complete your finance application.
Klarna will conduct the necessary credit checks and references in order to confirm your eligibility for the credit application.
How much can I borrow?
The minimum lending amount in addition to the upfront deposit is £250 (total purchase price of £335 with 25% deposit). The maximum loan amount is £25,000.
Is a deposit required?
yes, a minimum of 10% deposit is required for all purchases utilising finance up to £25,000. You will need to pay a higher deposit if your purchase is more than this, as it's the maximum amount you can borrow. If your credit application is accepted, deposits are paid using a credit or debit card. Your chosen deposit amount is displayed in the credit summary throughout the credit application and on the credit agreement itself.
What is the APR?
The annual percentage rate (APR) is displayed clearly on the credit summary and throughout the credit application process. It is also shown clearly on the credit agreement itself.
The APR rate on all finance purchases through the website are 0%
How are my monthly payments made?
Monthly repayments will be taken via direct debit from your bank account. Klarna Bank AB will inform you of the date that your repayments will commence. The first payment is typically due 30 days following the date of delivery of your order.
Which products can I buy on Finance?
Any basket of goods on our website that totals a value over £335 is eligible for finance.
What is the repayment schedule?
Finance is arranged over a 12 month period
How long before I have to start repayments?
Klarna Bank AB will write to you to confirm the date that your repayments will commence. The first payment is typically due 30 days following the date of delivery of your order.
Can I pay off the loan early?
Yes, you have the right to repay all or part of the credit early at any time – you should contact Close Brothers Retail Finance for details by phone (0844 880 6542) , e-mail or letter at the following address:
Klarna UK Ltd
7th Floor, 33 Cavendish Square
London, W1G 0PW
Tel: 020 300 50833
Please note that interest rates will be adjusted accordingly.
How much does the loan cost?
The total cost of the loan is shown on the finance agreement.